Keeping Your Home

If you’re seeking a solution to stay in your home and regain financial stability, we’re here to help. We understand that most homeowners prefer to keep their homes rather than sell, and we focus on providing personalized solutions to meet your specific needs. Whether it’s offering a loan to help you get back on your feet or exploring other strategies to reduce your financial stress, our goal is to guide you toward the best possible outcome.

For homeowners facing financial difficulties, our dedicated team is here to help you regain stability and get back in good standing with your bank. This solution enables you to catch up on missed payments, prevent foreclosure, and concentrate on rebuilding your financial foundation. Our mission is to provide the support you need to stay in your home and move forward with confidence.

If you are considering selling your home, we can provide you with a competitive cash offer. However, the majority of homeowners we assist are focused on finding solutions to stay in their homes. Whatever your situation, we’re here to listen, provide guidance, and help you make the best decision for your future. If you have questions or want to explore your options, don’t hesitate to reach out—we’re always here to help.

Step 1: Loan Modification

Our primary goal is to help you keep your home if that is your desire. The first step is contacting the loss mitigation department at your mortgage company to negotiate a loan modification.

We are open to being by your side when it comes to negotiating with your bank. We are experienced helping homeowners negotiate with the banks. We know the things that they are going to ask you and we know the things that they are not going to tell you.

Step 2: Your Options

We would be happy to sit down to discuss options available to you, should your loan modification be denied. 

The following is a brief list of options, but we have many others at hand. 

1. Personal Loan

We are able to provide personal loans based on the value of your home with enough cash to pay the arrears, plus additional cash to get back on your feed.

There are various payback options, including interest only,

 2. Lease with Option to Buy

We can bring the loan current by taking over the payments on the loan and title to the property. Leasing the property back to you with the option to buy it back once you get back on your feet.

3. Creative Purchase

We can purchase the property from you by bringing the loan current and taking over the payments.

4. Cash Purchase

This is the least desirable of all options. If your desire is to be rid of the mortgage and the property NOW, we offer cash a cash option to purchase the property from you within 10 days.  

 

 

 


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